:root{
  --navy:#102851;
  --navy-deep:#081a37;
  --blue:#20b7ee;
  --blue-soft:#eaf8fe;
  --ink:#162239;
  --muted:#627089;
  --line:#dfe6ee;
  --off:#f6f8fb;
  --white:#ffffff;
  --shadow:0 18px 55px rgba(16,40,81,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  color:var(--ink);
  background:var(--white);
  font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  line-height:1.55;
  -webkit-font-smoothing:antialiased;
}
a{color:inherit}
img{max-width:100%}
button,input{font:inherit}
svg{fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.container{width:min(1180px,calc(100% - 40px));margin:0 auto}
.skip-link{position:absolute;left:-999px;top:12px;background:#fff;padding:10px 14px;z-index:9999;border-radius:8px}
.skip-link:focus{left:12px}
.site-header{
  position:sticky;top:0;z-index:50;
  background:rgba(255,255,255,.94);
  backdrop-filter:blur(14px);
  border-bottom:1px solid rgba(223,230,238,.9);
}
.nav{min-height:84px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.brand img{display:block;width:178px;height:auto}
.desktop-nav{display:flex;align-items:center;gap:30px}
.desktop-nav a,.mobile-nav>a{font-size:.91rem;font-weight:650;text-decoration:none;color:#34435c}
.desktop-nav a:hover{color:var(--navy)}
.nav-login{padding-left:20px;border-left:1px solid var(--line)}
.button{
  display:inline-flex;align-items:center;justify-content:center;gap:10px;
  border-radius:10px;padding:13px 18px;
  background:var(--navy);color:#fff!important;
  text-decoration:none;font-weight:750;
  border:1px solid var(--navy);
  transition:.18s ease;
}
.button:hover{background:var(--navy-deep);transform:translateY(-1px)}
.button svg{width:18px;height:18px}
.button.small{padding:10px 14px;font-size:.86rem}
.menu-toggle{display:none;border:0;background:transparent;padding:8px;cursor:pointer}
.menu-toggle span{display:block;width:24px;height:2px;background:var(--navy);margin:5px}
.mobile-nav{display:none;padding:0 20px 18px;background:#fff}
.mobile-nav.open{display:grid;gap:6px}
.mobile-nav>a{padding:11px 0}
.mobile-nav .button{margin-top:5px}

.hero{
  position:relative;
  overflow:hidden;
  background:linear-gradient(180deg,#fff 0%,#f9fbfd 100%);
}
.hero::after{
  content:"";
  position:absolute;
  width:560px;height:560px;
  border:1px solid #e7eef5;
  border-radius:50%;
  right:-265px;top:-215px;
}
.hero-grid{
  display:grid;grid-template-columns:minmax(0,1.06fr) minmax(360px,.94fr);
  min-height:700px;align-items:center;gap:70px;
  padding-top:55px;padding-bottom:70px;
}
.eyebrow{
  display:flex;align-items:center;gap:10px;
  color:var(--navy);font-size:.76rem;font-weight:800;
  text-transform:uppercase;letter-spacing:.11em;
}
.eyebrow::before{content:"";width:24px;height:4px;background:var(--blue);border-radius:999px}
.hero h1{
  color:var(--navy);
  font-size:clamp(3rem,6vw,5.9rem);
  line-height:.94;
  letter-spacing:-.06em;
  margin:18px 0 26px;
  max-width:760px;
}
.hero h1 span{color:var(--blue)}
.hero-lead{font-size:1.12rem;color:var(--muted);max-width:680px;margin:0 0 32px}
.hero-actions{display:flex;align-items:center;gap:24px;flex-wrap:wrap}
.text-link{font-weight:750;color:var(--navy);text-underline-offset:4px}
.hero-trust{
  display:flex;align-items:center;gap:12px;flex-wrap:wrap;
  margin-top:48px;color:#718097;font-size:.82rem;font-weight:700;
  text-transform:uppercase;letter-spacing:.07em
}
.hero-trust i{width:4px;height:4px;border-radius:50%;background:var(--blue)}
.hero-visual{height:520px;position:relative;display:grid;place-items:center}
.orb{position:absolute;border-radius:50%}
.orb-one{width:390px;height:390px;background:#ebf9ff;right:16px;top:55px}
.orb-two{width:250px;height:250px;border:1px solid #d8ecf7;left:20px;bottom:30px}
.coverage-stack{width:min(410px,92%);position:relative;z-index:2}
.coverage-card{
  background:rgba(255,255,255,.97);
  border:1px solid #dde7ef;
  box-shadow:var(--shadow);
  border-radius:18px;
  padding:25px;
  display:flex;flex-direction:column;gap:6px;
}
.coverage-card.featured{
  flex-direction:row;align-items:center;gap:18px;
  margin-left:58px;margin-bottom:18px;
  transform:rotate(2deg);
}
.icon-wrap{
  width:54px;height:54px;border-radius:14px;
  display:grid;place-items:center;background:var(--blue-soft);color:var(--blue);
}
.icon-wrap svg{width:28px;height:28px}
.coverage-card small{font-size:.75rem;color:var(--muted)}
.coverage-card strong{font-size:1.03rem;color:var(--navy)}
.mini-icons{display:flex;gap:8px;margin-bottom:12px}
.mini-icons span{
  width:38px;height:38px;border-radius:10px;
  display:grid;place-items:center;background:#f1f5f9;color:var(--navy)
}
.mini-icons svg{width:20px;height:20px}

.insurance-section{padding:110px 0;background:var(--off)}
.section-heading{
  display:grid;grid-template-columns:1.25fr .75fr;gap:80px;
  align-items:end;margin-bottom:48px
}
.section-heading h2,.confidence-section h2,.contact-copy h2{
  color:var(--navy);
  font-size:clamp(2.2rem,4.5vw,4.25rem);
  line-height:1.02;letter-spacing:-.045em;margin:13px 0 0
}
.section-heading p{color:var(--muted);font-size:1.02rem;margin:0 0 6px}
.insurance-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}
.insurance-card{
  min-height:350px;background:#fff;border:1px solid var(--line);
  border-radius:16px;padding:28px;
  display:flex;flex-direction:column;position:relative;
  transition:.2s ease
}
.insurance-card:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:#cdd9e5}
.card-icon{
  width:48px;height:48px;border-radius:12px;background:var(--blue-soft);
  color:var(--blue);display:grid;place-items:center;margin-bottom:45px
}
.card-icon svg{width:25px;height:25px}
.card-number{position:absolute;right:28px;top:28px;color:#a7b2c3;font-size:.72rem;font-weight:800}
.insurance-card h3{color:var(--navy);font-size:1.55rem;margin:0 0 12px;letter-spacing:-.025em}
.insurance-card p{color:var(--muted);font-size:.92rem;margin:0 0 25px}
.insurance-card>a{margin-top:auto;color:var(--navy);font-weight:750;text-decoration:none;font-size:.9rem}
.insurance-card>a span{color:var(--blue);padding-left:6px}
.business-card{background:var(--navy);border-color:var(--navy);color:#fff}
.business-card h3,.business-card>a{color:#fff}
.business-card p{color:#c9d4e5}
.business-card .card-number{color:#8092af}
.start-card{
  background:var(--blue);
  border-color:var(--blue);
  color:#fff;
  justify-content:space-between;
  flex-direction:row;
  align-items:flex-end;
  gap:20px
}
.start-card:hover{border-color:var(--blue)}
.start-kicker{font-size:.72rem;text-transform:uppercase;letter-spacing:.1em;font-weight:850;opacity:.8}
.start-card h3{color:#fff;max-width:230px;font-size:1.45rem;margin-top:9px}
.circle-link{
  flex:0 0 auto;width:54px;height:54px!important;border-radius:50%;
  background:#fff;color:var(--navy)!important;display:grid!important;place-items:center
}
.circle-link svg{width:23px;height:23px}

.confidence-section{
  padding:115px 0;background:var(--navy);color:#fff;position:relative;overflow:hidden
}
.confidence-section::after{
  content:"";position:absolute;width:440px;height:440px;border:1px solid rgba(255,255,255,.09);
  border-radius:50%;left:-250px;bottom:-230px
}
.confidence-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:100px}
.eyebrow.light{color:#d8e6f7}.eyebrow.light::before{background:var(--blue)}
.confidence-section h2{color:#fff}
.confidence-points{display:grid}
.confidence-item{
  display:grid;grid-template-columns:48px 1fr;gap:20px;
  padding:26px 0;border-bottom:1px solid rgba(255,255,255,.13)
}
.confidence-item:first-child{padding-top:2px}
.confidence-item>span{color:var(--blue);font-size:.75rem;font-weight:800}
.confidence-item h3{margin:0 0 7px;font-size:1.08rem}
.confidence-item p{margin:0;color:#becce0;font-size:.92rem;max-width:530px}

.contact-section{padding:105px 0;background:#fff}
.contact-card{
  background:#f6f9fc;border:1px solid var(--line);
  border-radius:22px;padding:65px;
  display:grid;grid-template-columns:1fr .85fr;gap:90px;align-items:center
}
.contact-copy p{color:var(--muted);max-width:560px;margin:20px 0 28px}
.contact-details{border-top:1px solid #d9e1eb}
.contact-row{
  display:grid;grid-template-columns:90px 1fr;gap:22px;
  padding:18px 0;border-bottom:1px solid #d9e1eb;text-decoration:none
}
a.contact-row:hover strong{color:var(--blue)}
.contact-row span{font-size:.74rem;text-transform:uppercase;letter-spacing:.08em;color:#8995a7;font-weight:800}
.contact-row strong{color:var(--navy);font-size:.94rem;font-weight:700}
.fine-print{padding:0 0 55px}
.fine-print p{color:#7b8798;font-size:.78rem;max-width:900px;margin:0}

footer{background:#07162f;color:#c6d1df;padding:45px 0}
.footer-grid{display:grid;grid-template-columns:1fr auto auto;gap:50px;align-items:end}
.footer-brand img{width:140px;filter:brightness(0) invert(1);opacity:.92}
.footer-brand p{margin:12px 0 0;font-size:.84rem;color:#8fa0b8}
.footer-links{display:flex;gap:20px;flex-wrap:wrap}
.footer-links a{font-size:.82rem;text-decoration:none;color:#d5deea}
.footer-meta{display:grid;gap:5px;text-align:right;font-size:.75rem;color:#8393aa}


.hero-call{
  display:inline-flex;align-items:center;justify-content:center;gap:9px;
  min-height:48px;padding:11px 2px;
  color:var(--navy);font-weight:750;text-decoration:none;
  border-bottom:1px solid transparent
}
.hero-call:hover{color:var(--blue);border-color:var(--blue)}
.hero-call svg{width:18px;height:18px}

.reviews-section{
  padding:70px 0 82px;
  background:#fff;
  border-top:1px solid #edf1f5;
  border-bottom:1px solid #edf1f5
}
.reviews-heading{
  display:grid;grid-template-columns:1fr .7fr;gap:60px;
  align-items:end;margin-bottom:28px
}
.reviews-heading h2{
  color:var(--navy);
  font-size:clamp(2rem,4vw,3.4rem);
  letter-spacing:-.045em;
  line-height:1;
  margin:10px 0 0
}
.reviews-heading p{margin:0;color:var(--muted);max-width:450px}
.reviews-widget-shell{
  background:#f6f8f7;
  border:1px solid var(--line);
  border-radius:18px;
  padding:18px;
  min-height:180px;
  overflow:hidden
}
#wid_1751043705870{width:100%;min-height:140px}

.mobile-cta-bar{display:none}

@media(max-width:960px){
  .desktop-nav{display:none}.menu-toggle{display:block}
  .hero-grid{grid-template-columns:1fr;min-height:auto;padding-top:80px;gap:20px}
  .hero-visual{height:400px}
  .section-heading,.confidence-grid,.contact-card{grid-template-columns:1fr;gap:45px}
  .insurance-grid{grid-template-columns:repeat(2,1fr)}
  .contact-card{padding:45px}
  .footer-grid{grid-template-columns:1fr 1fr}.footer-meta{grid-column:1/-1;text-align:left}
}
@media(max-width:640px){
  body{padding-bottom:74px}
  .container{width:min(100% - 26px,1180px)}
  .nav{min-height:72px}.brand img{width:150px}
  .hero-grid{padding-top:48px;padding-bottom:34px}
  .hero h1{font-size:clamp(2.65rem,13vw,3.8rem);margin-bottom:20px}
  .hero-lead{font-size:1rem;margin-bottom:24px}
  .hero-actions{display:grid;grid-template-columns:1fr;gap:10px;width:100%}
  .hero-schedule{width:100%;min-height:52px}
  .hero-call{
    width:100%;min-height:48px;border:1px solid #cfd9e5;
    border-radius:10px;background:#fff;padding:11px 14px
  }
  .hero-visual{height:285px;margin-top:0}
  .orb-one{width:245px;height:245px;right:-14px;top:28px}
  .orb-two{width:180px;height:180px;left:8px;bottom:5px}
  .coverage-stack{width:min(330px,96%)}
  .coverage-card{padding:19px}
  .coverage-card.featured{margin-left:28px;margin-bottom:12px}
  .hero-trust{margin-top:28px;gap:9px;font-size:.72rem}
  .reviews-section{padding:52px 0}
  .reviews-heading{grid-template-columns:1fr;gap:13px;margin-bottom:22px}
  .reviews-heading h2{font-size:2.35rem}
  .reviews-heading p{font-size:.92rem}
  .reviews-widget-shell{padding:10px;border-radius:14px}
  .insurance-section,.confidence-section,.contact-section{padding:70px 0}
  .section-heading{margin-bottom:32px}
  .insurance-grid{grid-template-columns:1fr}
  .insurance-card{min-height:300px}
  .contact-card{padding:30px 22px;border-radius:16px}
  .contact-row{grid-template-columns:72px 1fr}
  .footer-grid{grid-template-columns:1fr;gap:28px}.footer-meta{grid-column:auto}
  .mobile-cta-bar{
    display:grid;grid-template-columns:.82fr 1.18fr;
    position:fixed;z-index:90;left:0;right:0;bottom:0;
    padding:9px 12px calc(9px + env(safe-area-inset-bottom));
    gap:8px;background:rgba(255,255,255,.97);
    backdrop-filter:blur(14px);
    border-top:1px solid #dce4ed;
    box-shadow:0 -8px 28px rgba(7,22,47,.10)
  }
  .mobile-cta-bar a{
    min-height:49px;border-radius:10px;text-decoration:none;font-weight:800;
    display:flex;align-items:center;justify-content:center;gap:8px
  }
  .mobile-cta-bar svg{width:18px;height:18px}
  .mobile-call{border:1px solid #ccd6e3;background:#fff;color:var(--navy)}
  .mobile-schedule{background:var(--navy);color:#fff}
}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}